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We aren't currently offering new buy to let mortgages directly through NatWest
We regularly review the mortgages we offer. Please check back at a later date, when we hope to be able to provide you with a buy to let mortgage.
Already got a buy to let mortgage with us?
You can find out about changing your existing mortgage deal bylogging in to Manage your Mortgage.
Are you...
Planning to renew your mortgage deal
Your current deal will end in the next six months, has already ended, or you're currently on our Standard Variable Rate, and you want to switch your mortgage to a new deal.
That's me
Moving home
You already have a mortgage with us and are looking to move home.
That's me
Planning to borrow more
You're looking for additional borrowing or to switch your mortgage deal and borrow more at the same time.
That's me
Are you...
A first time buyer
You want to buy your first ever home to live in.
That's me
Moving home
You already own your home, but want to buy a new one.
That's me
Planning to remortgage
You already have a mortgage, but you’d like to find out about a remortgage with us.
That's me
Do you want to...
Get a personalised quote
See the personalised mortgage deals available to you by logging in to 'Manage my Mortgage'. You'll need your mortgage account number, postcode, surname and date of birth to log in.
If, however, you want to borrow more, please get in touch.
Call us on 0800 096 9527
Relay UK: 180010800 096 9527
Log in
Quick quote
Alternatively, if you don't have your mortgage account number to hand, get an idea of what mortgages we could offer you and how much the monthly costs would be, by answering a few questions.
Get quote
Do you want to...
Get a quick quote
Get an idea of what mortgages we could offer you, by answering a few questions.
Get started
Look for a new buy to let mortgage
This will give you an indication if we could lend you the amount you need to borrow.It will take around five minutes and requires some personal information.
Get an Agreement in Principle
Do you want to...
Get a personalised quote
This will give you an indication if we could lend you the amount you need to borrow.It will take around five minutes and requires some personal information.
Get an Agreement in Principle
Get a quick quote
Alternatively, get an idea of what mortgages we could offer you, by answering a few questions.
Get started
Do you want to...
Find out how to borrow more
You're looking to borrow more or change from your current mortgage rate to a new rate and borrow more at the same time.
Find out about borrowing more
Get in touch
You can get in touch over the phone or visit us in branch.
Call us on 0800 096 9527
Relay UK: 180010800 096 9527
Do you want to...
Get a new mortgage
You are looking at getting a brand new mortgage with us for your new home.
Get started
Take your mortgage deal with you
Avoid paying an early repayment charge by taking your existing mortgage balance at your current rate to your new home.
Find out more
What next...
Get a personalised quote
See the personalised mortgage deals available to you by logging in to 'Manage your Mortgage'.
You'll need your mortgage account number, postcode, surname and date of birth to log in.
Personalised quote
Finally, what would you like to do...
Get a quick quote
Get an idea of what mortgages we could offer you by answering a few questions.
Get started
Get a personalised quote
Get a personalised quote on the options that you have selected.
Personalised quote
Finally, what would you like to do...
Get a quick quote
Get an idea of what mortgages we could offer you by answering a few questions.
Get started
Get a personalised quote
Get a personalised quote on the options that you have selected.
Personalised quote
Finally, what would you like to do...
Find out how much you could borrow and see the monthly costs
Get started
See the mortgage rates we may be able to offer you
Get started
Finally, what would you like to do...
Find out how much you could borrow and see the monthly costs
Get started
See the mortgage rates we may be able to offer you
Get started
Finally, what would you like to do...
Get a quick quote
Get an idea of what mortgages we could offer you by answering a few questions.
Get started
Get a personalised quote
Get a personalised quote on the options that you have selected.
Get started
Finally, what would you like to do...
Change my deal
You are looking to change from your current rate to a new mortgage. You're not looking to borrow more on top of what you owe on your current mortgage.
Get started
Change my deal and borrow more
You are looking to change from your current rate to a new mortgage and borrow more on top of what you owe on your current mortgage.
Please get in touch over the phone or visit us in branch.
Call us on: 0800 096 9527
Relay UK: 180010800 096 9527
Mortgage calculator
Find out how much you could borrow and what it could cost
Form page
What you've told us so far...
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You're new toNatWest mortgages, considering a mortgage for your first homeand looking to see our mortgage rates.
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You'renew toNatWestmortgages, considering a mortgage fora homemoveand looking to seehow much you could borrow.
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You'renew to NatWest mortgages, considering amortgage fora homemoveand looking to seeour mortgage rates.
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You're new toNatWest mortgages, considering a remortgage for your homeand looking to see our mortgage rates.
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You'renew to NatWest mortgages,considering a remortgage for a buy to letproperty and looking to see ourrates.
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You're an existing NatWest mortgage customer,considering a change in mortgage for yourbuy to letproperty and looking to see ourrates.
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You're an existing NatWest mortgage customer, considering changing the mortgage and borrowing more for your buy to let propertyand looking to see our rates.
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You're anexisting NatWest mortgage customer,considering a remortgage for abuy to letproperty and looking to seeour rates.
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You're an existing NatWest mortgage customer, wishing to buy a newbuy to let propertyand looking to see our rates.
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You're an existing NatWest mortgage customer, wishing to remortgage your buy to let property, looking to see our rates.
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You're an existing NatWest mortgage customer, considering a change in mortgage for your home, borrowing more and looking to see our rates.
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You're anexisting NatWest mortgage customer,considering a achange in mortgagefor your home and looking to see our rates.
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You're anexisting NatWest mortgage customer,considering moving homeand looking to seeour rates.
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You're an existing NatWest mortgage customer, wishing to renew your mortgageand looking to see our rates.
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Feedback panel
Based on what you told us, you need a mortgage of
Based on what you told us, we could lend you...
With your deposit of{deposit},this gives you a maximum property budget of{property}
Your monthly payments could be...
All figures provided are for illustrative purposes only. This is not a formal quotation or a commitment to lend.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
What's next
We have found N mortgages for you.
Show me the mortgages
Or...for a more accurate view of what you may be able to borrow, you'll need anAgreement in Principle.
Or...for a more accurate view of what you may be able to borrow, you'll need anAgreement in Principle.
Want to speak to someone? You can get in touch over the phone or visit us in branch.
Sorry, but based on the information you have supplied us, we are unable to provide you with a borrowing quote.
You could try entering different values to see how this affects the outcome.
Want to speak to someone? You can get in touch over the phone or visit us in branch.
Call us on: 0800 096 9527
Relay UK: 180010800 096 9527
Important information
All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Representative example
Fixed rate
A mortgage of £153,732.00 payable over 25 years initially on a fixed rate for 2 years at 5.44% and then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £938.55 and 276 monthly payments of £1,194.30.
The total amount payable would be £352,512.34 made up of the loan amount of £153,732.00 plus interest of £198,780.34. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Tracker rate
A mortgage of £153,732.00 payable over 25 years initially on a tracker rate for 2 years at 0.14% above the National Westminster Bank Plc’s base rate then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £933.98 and 276 monthly payments of £1,193.95.
The total amount payable would be £352,304.25 made up of the loan amount of £153,732.00 plus interest of £198,572.25. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
See our mortgage rates
Check your mortgage options
The rates available are subject to change and you must choose from the rates available on the day of your application.
Products list page
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Showing[X]mortgage deal
Showing [X] mortgage deals
Showing [X] mortgages
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Clear selection
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Requires Energy Performance Certificate rating A or B
This product is only available for properties with an Energy Performance Certificate (EPC) rating of A or B. To check the rating of the property please visit: EPC Registerin England, Wales and Northern Ireland. Scottish EPC Registerin Scotland (links open in a new tab).
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What is Help to Buy?
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What is Shared Equity?
{{/if}} {{if mortgageUtil._fnGreenMortAddEcpText(label,"Guarantee","") === true}}
What is the Mortgage Guarantee Scheme?
The Mortgage Guarantee Scheme is a UK Government initiative to help people with a low deposit buy a property. For further info and eligibility, please visit our Mortgage Guarantee Scheme pages(link opens in a new tab).
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Add for comparison Added
Go to deal
{{if apply.type=="olaf" || apply.type=="olo"}}
Get an Agreement in Principle
{{/if}}
{{/if}} {{/if}}
Compare ( N ) Mortgages
Added to comparison
Compare ( N ) mortgages
Need some help?
Get in touch
You can get in touch over the phone or visit us in branch. Call us on: 0800 096 9527 Relay UK: 18001 0800 096 9527
Thinking about applying?
Learn about the ways to apply for a mortgage. Whether it's in branch, over the phone or online, we'll support you on your journey.
Find out more
Agreement in Principle
If you’re ready to apply and don’t want to switch a deal on an existing mortgage, an AIP is an accurate measure of how much we may lend to you.
Get an AIP
Manage your mortgage
If you need help managing your existing mortgage, or want to switch your deal, go to our dedicated section for more help.
Manage your mortgage
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
All figures provided are for illustrative purposes only.
This will be dependant on your financial situation, property value and the size of your deposit or equity.
This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Representative example
Fixed rate
A mortgage of £153,732.00 payable over 25 years initially on a fixed rate for 2 years at 5.44% and then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £938.55 and 276 monthly payments of £1,194.30.
The total amount payable would be £352,512.34 made up of the loan amount of £153,732.00 plus interest of £198,780.34. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Tracker rate
A mortgage of £153,732.00 payable over 25 years initially on a tracker rate for 2 years at 0.14% above the National Westminster Bank Plc’s base rate then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £933.98 and 276 monthly payments of £1,193.95.
The total amount payable would be £352,304.25 made up of the loan amount of £153,732.00 plus interest of £198,572.25. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Representative example
Fixed rate
A mortgage of £153,732.00 payable over 25 years initially on a fixed rate for 2 years at 5.44% and then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £938.55 and 276 monthly payments of £1,194.30.
The total amount payable would be £352,512.34 made up of the loan amount of £153,732.00 plus interest of £198,780.34. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Representative example
Tracker rate
A mortgage of £153,732.00 payable over 25 years initially on a tracker rate for 2 years at 0.14% above the National Westminster Bank Plc’s base rate then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £933.98 and 276 monthly payments of £1,193.95.
The total amount payable would be £352,304.25 made up of the loan amount of £153,732.00 plus interest of £198,572.25. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Mortgage
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Below is a mortgage summary. The information shown does not include all of the details you need to choose a mortgage. Make sure you read your Mortgage Illustration before you make a decision.
Overview
Initial rate and cost
Follow-on rate
Features
Requirements
Ways to apply
Get an Agreement in Principle
Product details page
Overview
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Features
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{{if options.canSwitchToFixed.value!="false" }} Yes {{else}} - {{/if}}
{{if options.freeStandardValuation.value!="false" }} We’ll pay for a valuation of the property to make sure it’s suitable for your loan with us. {{else}} You’ll need to pay for a valuation of the property you’re buying. This is for us to make sure it is suitable for your loan with us. {{/if}}
{{if options.legalFeesPaid.value!="false" }} Legal fees won’t be charged. Exclusions apply. {{else}} You’ll need to pay the legal fees. {{/if}}
Requirements
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Ways to apply
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{{if apply.type!="olo"}} Telephone {{/if}}
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Next steps
Get a personalised quote
If you're ready to apply for a new mortgage, an AIP is a more accurate measure of how much we may lend to you.
If you're already a mortgage customer and you want to switch your deal, please login to manage your mortgage to see what we can offer you.
Get an online Agreement in Principle
Get in touch
Sometimes it’s best to talk to an expert. Our friendly mortgage professionals can support you through the process
You canget in touchover the phone or visit us in branch.
Please note, Online Only products are only available through our website.
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Next steps
Get a personalised quote
An AIP is a personalised indication of how much you could borrow. It will not impact your credit score and takes less than 10 minutes.
If you're already a mortgage customer and you want to switch your deal, please login tomanage your mortgageto see what we can offer you.
Get an online Agreement in Principle
Get in touch
You canget in touchover the phone or visit us in branch.
{{/if}}
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
All figures provided are for illustrative purposes only.
This will be dependant on your financial situation, property value and the size of your deposit or equity.
This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Representative example
Fixed rate
A mortgage of £153,732.00 payable over 25 years initially on a fixed rate for 2 years at 5.44% and then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £938.55 and 276 monthly payments of £1,194.30.
The total amount payable would be £352,512.34 made up of the loan amount of £153,732.00 plus interest of £198,780.34. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Representative example
Tracker rate
A mortgage of £153,732.00 payable over 25 years initially on a tracker rate for 2 years at 0.14% above the National Westminster Bank Plc’s base rate then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £933.98 and 276 monthly payments of £1,193.95.
The total amount payable would be £352,304.25 made up of the loan amount of £153,732.00 plus interest of £198,572.25. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Mortgage calculator
Browse and compare mortgages
The rates available are subject to change and you must choose from the rates available on the day you submit your application.
Product comparison page
Highlight differences Hide differences
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{{if options.freeStandardValuation.value!="false" }} We’ll pay for a valuation of the property to make sure it’s suitable for your loan with us. {{else}} You’ll need to pay for a valuation of the property you’re buying. This is for us to make sure it is suitable for your loan with us. {{/if}}
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Requirements
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Ways to Apply
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Next step
{{each products}}
{{if apply.type=="olaf" || apply.type=="olo"}}
Get an online Agreement in Principle
Book an appointment with a mortgage professional
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Your home or property may be repossessed if you do not keep up repayments on your mortgage.
All figures provided are for illustrative purposes only.
This will be dependant on your financial situation, property value and the size of your deposit or equity.
This is not a formal quotation or a commitment to lend.
Borrowing amounts greater than £500,000 are subject to additional lending criteria.
Not ready to apply?
Choose different mortgages
If these selections aren't right for you, please revise your choices
Choose new deals to compare
Learn about mortgage types and rates
What’s the difference between a repayment, interest-only, fixed and tracker rate mortgages?
Find out more
Get in touch
You can get in touch over the phone or visit us in branch. Call us on: 0800 096 9527 Relay UK: 18001 0800 096 9527
Representative example
Fixed rate
A mortgage of £153,732.00 payable over 25 years initially on a fixed rate for 2 years at 5.44% and then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £938.55 and 276 monthly payments of £1,194.30.
The total amount payable would be £352,512.34 made up of the loan amount of £153,732.00 plus interest of £198,780.34. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Tracker rate
A mortgage of £153,732.00 payable over 25 years initially on a tracker rate for 2 years at 0.14% above the National Westminster Bank Plc’s base rate then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £933.98 and 276 monthly payments of £1,193.95.
The total amount payable would be £352,304.25 made up of the loan amount of £153,732.00 plus interest of £198,572.25. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Representative example
Fixed rate
A mortgage of £153,732.00 payable over 25 years initially on a fixed rate for 2 years at 5.44% and then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £938.55 and 276 monthly payments of £1,194.30.
The total amount payable would be £352,512.34 made up of the loan amount of £153,732.00 plus interest of £198,780.34. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
Representative example
Tracker rate
A mortgage of £153,732.00 payable over 25 years initially on a tracker rate for 2 years at 0.14% above the National Westminster Bank Plc’s base rate then our variable rate of 8.24% for the remaining 23 years would require 24 monthly payments of £933.98 and 276 monthly payments of £1,193.95.
The total amount payable would be £352,304.25 made up of the loan amount of £153,732.00 plus interest of £198,572.25. A product fee of £995.00, valuation fee of £352.00 and a CHAPS fee of £30.00 are also payable.
The overall cost for comparison is 8% APRC representative.
